.application{display:grid;grid-template-columns:minmax(0,.8fr) minmax(540px,1.2fr);gap:clamp(3rem,7vw,8rem);padding:clamp(5rem,9vw,8rem) max(1.25rem,7vw);background:linear-gradient(145deg,#0b3159,#061426);color:#fff;align-items:start}.application-intro{position:sticky;top:2rem}.application h2{font-size:clamp(2.5rem,5vw,4.8rem);line-height:1.04;letter-spacing:-.045em;margin-bottom:1.4rem}.application h2 span{color:var(--gold)}.application-intro>p:not(.section-kicker){color:#bac8d7;line-height:1.7;max-width:520px}.application-promise{display:flex;gap:1rem;margin-top:2rem;border-top:1px solid #31506e;padding-top:1.25rem}.application-promise>span{display:grid;place-items:center;flex:0 0 38px;height:38px;border:1px solid #51718f;color:var(--gold);font-size:.75rem}.application-promise p{margin:0;color:#9fb0c2;line-height:1.5}.application-promise b{color:#fff}.form-shell{background:#fff;color:var(--ink);padding:clamp(1.5rem,4vw,3.5rem);box-shadow:0 25px 70px rgba(0,0,0,.25)}.progress-track{height:4px;background:#dfe8f0;margin-bottom:1rem}.progress-track i{display:block;width:33.333%;height:100%;background:var(--gold);transition:width .25s}.form-progress p{display:flex;justify-content:space-between;color:#6c7d90;margin:0 0 3rem;font-size:.8rem;text-transform:uppercase;letter-spacing:.08em}.form-progress b{color:var(--ink)}.form-step{display:none;border:0;padding:0;margin:0}.form-step.active{display:block}.form-step legend{font:800 clamp(1.7rem,3vw,2.35rem) Manrope,sans-serif;padding:0;margin-bottom:.6rem}.step-copy{color:var(--muted);line-height:1.6;margin:0 0 2rem}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem}form label{display:block;font-size:.88rem;font-weight:700;margin-bottom:1.25rem}form label>span{font-weight:400;color:#8090a2}input,select,textarea{width:100%;border:1px solid #cbd7e2;background:#f9fbfd;color:var(--ink);font:400 1rem "DM Sans";padding:.9rem 1rem;margin-top:.5rem;border-radius:0}input:focus,select:focus,textarea:focus{outline:3px solid rgba(46,166,255,.22);border-color:#1686d7}input.invalid,select.invalid,textarea.invalid{border-color:#bd3d3d}.plan-options{display:grid;grid-template-columns:1fr 1fr;gap:.75rem;margin:.6rem 0 1.5rem}.plan-options label{margin:0}.plan-options input{position:absolute;opacity:0;width:1px}.plan-options span{display:flex;justify-content:space-between;align-items:center;border:1px solid #cbd7e2;padding:1rem;color:var(--ink);cursor:pointer}.plan-options input:focus+span{outline:3px solid rgba(46,166,255,.22)}.plan-options input:checked+span{border:2px solid #157ac2;background:#edf7ff}.plan-options small{color:#6e7e90}.review-card{border:1px solid var(--line);background:#f6f9fc;padding:1.5rem;margin:1.5rem 0}.review-row{display:grid;grid-template-columns:140px 1fr;gap:1rem;padding:.7rem 0;border-bottom:1px solid var(--line)}.review-row:last-child{border:0}.review-row b{font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:#6c7d90}.review-row span{line-height:1.5;white-space:pre-wrap}.consent{display:flex;gap:.8rem;align-items:flex-start;font-weight:400!important;line-height:1.5}.consent input{width:18px;height:18px;margin:.15rem 0 0;flex:0 0 18px}.form-error{min-height:1.4rem;color:#a82c2c;font-size:.86rem}.form-actions{display:flex;justify-content:space-between;gap:1rem;margin-top:1rem}.form-actions button{border:0;cursor:pointer;font:700 .9rem "DM Sans"}.form-back{background:transparent;color:#617388;padding-left:0;visibility:hidden}.form-submit{display:none}.form-submit.visible{display:inline-flex}@media(max-width:1000px){.application{grid-template-columns:1fr}.application-intro{position:static}}@media(max-width:600px){.field-grid,.plan-options{grid-template-columns:1fr}.form-shell{padding:1.3rem}.form-progress p{margin-bottom:2rem}.review-row{grid-template-columns:1fr;gap:.2rem}.form-actions{align-items:stretch}.form-actions .button{padding:.9rem .7rem;gap:.6rem}}